Terms
"We" is whoever runs Unsubbed — currently a single person, based in British Columbia. "You" is you, reading this. What follows binds both of us.
We find subscriptions. We're not one.
You pay once, you see your results, you leave. No billing cycle, no renewal, no login to forget about.
It's a guess. You decide.
The algorithm flags what looks recurring. It's sometimes wrong. Read before you cancel — the call is always yours.
Only upload what's yours.
Your bank, your accounts, your money. Not your roommate's, not your employer's without their say-so.
The boring part
What this is
Unsubbed reads bank statement PDFs and returns a list of what looks like recurring charges. That's the product. No ongoing service, no account, no standing promise to be available tomorrow.
Who can use it
Three things need to be true:
- You're at least sixteen.
- You're old enough to enter a contract where you live.
- You have the right to read every statement you upload.
If any of those aren't true, don't use this.
What you agree not to do
- Upload statements you don't have the right to read.
- Scrape, crawl, or automate against the service.
- Reverse-engineer or copy it to build a competitor.
- Resell results or access.
- Try to break or overwhelm the service.
Paying and getting the results
Small results — two recurring charges or fewer — are free. Bigger ones need a one-time fee to unlock. Stripe handles the card; we never see it. The unlock happens the instant your payment clears. By clicking Pay, you ask for that delivery immediately — which under EU consumer rules means you waive your fourteen-day right of withdrawal. A short version of that same consent sits on the Pay button before you commit.
Refunds
All sales are final. If something actually broke — a duplicate charge, an analysis that never unlocked, a result that was visibly corrupt — email support@unsubbed.app and we'll make it right. Changing your mind about a cancellation afterwards isn't a refund case. Write anyway if you're not sure which side you're on.
The guess isn't advice
The recurring-charges list is a heuristic. It's pattern-matching, not judgment. Unsubbed isn't a financial advisor, an accountant, or your bookkeeper. Before you cancel anything, read the row, check the merchant, verify with your bank. What you do with the list is your call and your responsibility.
As-is, no warranty
The service is provided "as is." We don't promise it will be available at any given moment, produce any given result, or fit any given purpose. The legal phrase is "no warranty of merchantability, fitness for a particular purpose, or non-infringement" — and we mean it. Where your local law won't let us disclaim a warranty, the disclaimer is limited to what your local law allows.
Liability cap
If something goes wrong and you're somehow entitled to money from us, the most we owe you is what you paid for the analysis you're complaining about — or, for free analyses, the smallest amount your local law allows us to cap at. Nothing for indirect, consequential, or "I cancelled the wrong thing because of your list" damages.
Your stuff, our stuff
What's yours
Your statements and the results we produce from them. We process them as described on the Privacy page — briefly, and nothing sticks around past the windows listed there.
What's ours
The Unsubbed name, the site, the code, the design, the detection algorithm. Using the service doesn't grant you rights to any of it beyond personal use of your own results.
Ending it
You can stop using Unsubbed at any time — close the tab and we're done with each other. We can stop offering the service at any time, and we can turn away anyone who breaks the rules in "What you agree not to do." None of that affects analyses you already bought and received.
Changes to these terms
When this page changes, the date below changes. New analyses are bound by whatever version is live at checkout. Old analyses stay bound by whatever was live when you bought them.
Governing law & disputes
These terms are governed by the laws of British Columbia, Canada. If a disagreement comes up, email hello@unsubbed.app first — most things get sorted that way. If it has to go further, the courts of British Columbia hear it. Wherever you live, your local consumer-protection rights still apply regardless of this paragraph.
If someone sues us because of you
If you break the rules in "What you agree not to do" — or use the service in a way that gets us or our vendors in trouble with a third party — you cover the reasonable costs of defending against it.
Other people's services
- Stripehandles your card. Stripe's terms apply between you and Stripe.
- Cloudflare Turnstileruns the bot check. Cloudflare's terms apply between you and Cloudflare.
- Google Geminiextracts transactions from your statement text on our behalf. Google processes that text under Google's terms; we can't stand behind what Google does with it.
Each of these companies is responsible for its own service. We aren't.
The leftovers
Severability. If a court throws out one line of this, the rest still stands.
The whole deal. These Terms, the Privacy page, and any consent you give at checkout are the complete agreement between us.
Not enforcing once isn't forever. Letting one breach slide doesn't mean we've given up the right to hold the line on the next one.
Assignment. You can't hand these Terms to someone else. We can, if we ever sell or merge the service.
Contact & effective date
Questions: hello@unsubbed.app
Broken results: support@unsubbed.app
Data rights: privacy@unsubbed.app
Also: Privacy.